" All New Definition of Global Cryptopayments Infrastructure "
QR Based Merchant Payment
Merchants will be provided with the unique Identification code embedded with the QR code so that users can instantly transfer the payments just by scanning the QR, Our Intelligent smart exchange engines will settle the merchants with fiat currency instantly.
In OTPPAY, we charge very low transaction charges by with merchant and users can get benefitted.
Since we focus on lower commission charges which will be lesser than the traditional acquiring charges, OTPPAY will create a dynamic shift from traditional acquiring to crypto acquiring.
OTPPAY - In case of a shop, Street vendors, ticketing payments - ID & Privacy of the buyers is highly protected. Otppay not only offers the merchant payment solutions but also focus the value-added solutions like customer loyalty & Bonus.
By using our OTPPAY e-Commerce solutions, merchants & customers can enjoy the 10x time's faster transaction. OTPPAY also provides ESCROW mechanism for our e-Commerce customers, so that they can perform the order booking with a payment guarantee.
OTPPAY - NFC Based Tap to Pay
Otppay Merchant onboarding is done with Instant KYC Verification System (eKYC).
Otppay provides ready to use solutions and easy integrations to sync with pre-existing solutions.
Though our NFC based Tap to Pay, we offer the best in class Contactless Payment system.
In future, OTPPAY plans for the NFC based Tags to make secure payments.
Otppay NFC Stickers will be launched in near future by which TOLL, Smart Supermarkets & Theme parks payments can be done using cryptocurrency on the go.
All the NFC based devices are always linked to users OTPPAY secure mobile apps so that they have the control of the devices to block/deactivate/activate from any part of the world thus by giving extending security to the OTPPAY users.
Crypto Credit Rating
OTPPAY will be launching Crypto Credit Rating service by which the merchants and users will be profiled and frequently updated CCR Score will be announced.
Our CCR Score will be calculated by considering many boundary conditions and geographical inputs so that our CCR Score will optimize accurately.
Our CCR Score will be used as primary valuation key for "OTPPAY Lend" Services.
Our CCR Score will be having three main assessment verticals, Creditworthiness Evaluation, Cross-Border Credit Scoring & Frequency of payments.
Our CCR Score will be totally decentralised so that one can trust OTPPAY CCR will be free from data manipulations.
OTPPAY uses an end to end protocol for identity attestation, risk assessment and credit scoring fully on the Blockchain. Identity Attestation will be processed by the eKYC.
In OTPPAY, we consider our customer's privacy to the core. Whenever any third party or institution access our CCR Score, our system will be sending alert notification immediately, once that particular user approves the request then the access will be provided to the assessor.
Our data's will be an end to end encrypted, thus by providing extra safety to our users.